At Blue Ocean, we know there’s no such thing as one-size-fits-all lending, particularly when it comes to our small business partners seeking funding options to expand or modernize their companies. That’s why, in addition to 504A loans, we also connect partners to the government-backed 7(a) SBA loan program. Whether looking to grow operations at your for-profit firm or generating cash flow to launch a new commercial venture, a 7(a) SBA loan through Blue Ocean delivers a flexible finance solution that brings your latest corporate vision to life.

As the most common general-purpose SBA loan, the 7(a) model suits a diverse range of commercial property types and yields several significant lending benefits, such as:

• Larger loan sums than other lending options
• Longer repayment terms (10 years for equipment / 25 years for realty)
• Lower monthly payments
• Easier access for small business owners credit challenges

A 7(a) SBA loan also offers extensive customization options, beginning with payment terms. This loan option establishes maturities based on borrower’s repayment capabilities for optimal ease and convenience.

Not sure if 7(a) SBA financing makes sense for your business? Blue Ocean Finance can help. Our experienced team of financial innovators can determine if your company qualifies for this loan program. Blue Ocean will pursue a full suite of lending options on your behalf so you can choose the right financing strategy to drive corporate value and catapult your organization ahead of the competition – all while staying focused on your core business capabilities.