Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few...
Read More
Repairing or replacing your roof can be a big investment. As a homeowner, it’s natural to want to wait until the time is right to get the most out...
Read More
Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the...
Read More
For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to buy a specific house or make a home cost...
Read More
When you start researching to buy a home, you’ll see the terms “mortgage prequalification” and “mortgage preapproval” thrown around a lot. While they sound similar, they aren’t the same...
Read More
Sending best wishes for a happy holiday season. Please get in touch if there’s anything we can do for you.
Read More
Is there a difference between the right house for your current situation versus your ideal home for life? There’s usually a big difference for most buyers, and it’s a...
Read More
Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment? You most certainly can. However, there...
Read More
There are lots of creative ways to afford a home, but house hacking might be one of the most interesting on paper. Not only does this investment strategy have...
Read More
Building your home from the ground up can be extremely rewarding. You get to have a lot more control over your property’s design and construction, and starting from scratch...
Read More
When you apply for a mortgage, lenders assess two things: your risk as a borrower and any risks associated with the property. While you can influence the former through...
Read More
Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the road. It can be easy to miss though, especially...
Read More
Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. ...
Read More
Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want...
Read More
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also...
Read More
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit...
Read More
Your mortgage costs aren’t always set in stone. If you want to reduce your monthly payments or lower your long-term costs, there are several options for you to explore....
Read More
Did you know that the majority of Americans dislike their neighbor? A particularly bad neighbor can lower your home’s value, disrupt your quality of life (and sleep), or even...
Read More
Home equity is a powerful tool. You can leverage it to pay for repairs or other personal expenses, or alternatively, it can increase your profits should you ever decide...
Read More
Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than...
Read More
It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why...
Read More
Proper home maintenance is critical as a homeowner. Regular maintenance can keep your house in good working order, preserve its curb appeal and save you from unnecessary — and...
Read More
You’ve been preapproved for your mortgage, and you’re just waiting on that magical closing date when you can get your keys and move into your dream house. Nothing can...
Read More
Every year, paint companies, interior designers and other professionals choose a “color of the year.” These hues usually represent the feelings of the moment — or the changes they...
Read More
You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re...
Read More
If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for...
Read More
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it...
Read More
Upgrading your bathroom can improve your home’s value and, when it comes time to sell, even increase its marketability. And there’s more good news: You don’t have to spend...
Read More