At Blue Ocean Finance, we specialize inhelping buyers and sellers navigate the real estate market with ease.Whether you're looking to purchase or sell a single-family home or amulti-unit property (up to 4 units), we provide expert guidance tailored toyour needs.
With Blue OceanFinance, you can trust our experience and dedication to making your realestate transaction smooth and successful.
Contactus today to start your buyingor selling journey!
At Blue Ocean, we know there’s no such thing as one-size-fits-all lending, particularly when it comes to our small business partners seeking funding options to expand or modernize their companies. That’s why, in addition to 504A loans, we also connect partners to the government-backed 7(a) SBA loan program. Whether looking to grow operations at your for-profit firm or generating cash flow to launch a new commercial venture, a 7(a) SBA loan through Blue Ocean delivers a flexible finance solution that brings your latest corporate vision to life.
Not sure if 7(a) SBA financing makes sense for your business? Blue Ocean Finance can help. Our experienced team of financial innovators can determine if your company qualifies for this loan program. Blue Ocean will pursue a full suite of lending options on your behalf so you can choose the right financing strategy to drive corporate value and catapult your organization ahead of the competition – all while staying focused on your core business capabilities.
As the most common general-purpose SBA loan, the 7(a) model suits a diverse range of commercial property types and yields several significant lending benefits, such as:
A 7(a) SBA loan also offers extensive customization options, beginning with payment terms. This loan option establishes maturities.
Have you been hit with an unexpected cash flow gap and need capital now? You may be an ideal candidate for a short-term loan. Blue Ocean Finance specializes in securing short-term credits to ensure our clients have fast, flexible access to funding when they need it most. Offering a shorter payment duration than a traditional business term loan, our short-term investments help entrepreneurs successfully meet the complex financial needs of their small, but healthy, businesses
One of the biggest benefitsBlue Ocean commercial real estate solution delivers? Loan qualifications are based on the value of the property, not on borrower’s credit.
Purchasing commercial real estate is exciting – but it can also be stressful. With so many commercial building loans available, it’s critical to create a financing strategy that not only achieves your future goals but also protects your current and future interests. If you’re expanding your commercial portfolio or re-financing your existing space, Blue Ocean Finance Company can source the right commercial building lending model for your business.
Blue Ocean Finance, a leading loan authority in California, specializes in commercial building loans. At Blue Ocean Finance, our team of financial advisors works for you – not the lending institution. No more struggling (and failing) to get attention from banks and loan institutions. We leverage our nationwide network to let the lenders/investors compete for your business. Whether you need $250,000 or $15 million (or more), the Blue Ocean team can source the right financial fit for your property loan.
One of the biggest benefitsBlue Ocean commercial real estate solution delivers? Loan qualifications are based on the value of the property, not on borrower’s credit.
At Blue Ocean, we know that running your business is your full-time job. You don’t have the time needed to source the very best lending option for your company. But we do – and we’re good at it. Simply fill out a single application and let Blue Ocean take care of the rest. We’ll compile a list of all potential lending options, terms, fees, and interest rates. You pick the model that makes sense for your business. With Blue Ocean Finance, it’s that easy.
Blue Ocean Finance Company delivers results-driven corporate consulting services for small business owners throughout Southern California. Successfully running your business means making vital decisions on a daily basis. Blue Ocean’s experienced financial and strategic consultants focus on your most critical issues and opportunities to minimize corporate risk and drive overall growth throughout your organization.
Smart investing is about managing risk. We help you build a more intelligent, more diversified portfolio. The investment opportunities are diversified across:
We provide the best high yield and excellent investment opportunities in the market. It is a primary goal for us to ensure our investors receive the most out of the investments, with share value updated virtually daily.
We provide the best high yield and excellent investment opportunities in the market. It is a primary goal for us to ensure our investors receive the most out of the investments, with share value updated virtually daily.
We service each investment so that our investors focus on earning. We collect, distribute funds, and provide monthly, quarterly, and annual statements.
Invest in pre-vetted projects from experienced real estate
companies and business owners
Need accelerated access to capital for your small business? Applying for an SBA Express Loan through Blue Ocean may prove an ideal solution. This government-backed lending model offers all the flexibility and benefits of traditional SBA loans with an expedited approval process that disperses funding (up to $350,000) for a wide range of corporate uses, including:
Whether you need a fast cash infusion or are looking to expand your franchise to a new location, Blue Ocean’s SBA Express Loan services can connect you with the funding you need to keep your growing small business moving forward.
Blue Ocean Finance Company partners with business owners in virtually every industry to secure SBA Express Loan solutions to suit their specific lending needs. Our SBA Express Loan services offer a multitude of advantages, such as:
At Blue Ocean Finance, we know that every borrowing decision is an important one; our team of financial specialists consults.
Are you exploring funding options to grow your small business? A 504 SBA Loan may provide the capital you need for a pending corporate expansion. This government-funded loan program was specifically designed for entrepreneurs that:
If you’re considering a 504 SBA loan for your company, Blue Ocean Finance can help. Blue Ocean’s team of financial strategists’ partner with small business owners in virtually every industry (and with a diverse range of credit histories) to leverage 504 SBA program benefits and optimize overall corporate investment gains.
Unlike traditional loans that typically only cover 75-80% of project costs, a 504 SBA model provides up to 90% of required financing, making it an ideal solution for a multitudeof commercial needs. Beyond increased project funding, a 504 SBA Loan also offers:
At Blue Ocean Finance, we recognize that our clients don’t just need capital – they need capital fast. We expedite the process to help our partners receive approval within 10 business days from application and close within 60 days. Best of all, we can help you customize your loans to meet your specific needs and promote peak business growth.
Buying a new home is a significant investment. It’s essential to enter into the financing process with a partner you can trust. That’s where Blue Ocean Finance comes in; Blue Ocean offers a full menu of residential mortgage options to ensure our homebuyers find flexible lending solutions that suit their borrowing needs.
Blue Ocean’s dynamic loan portfolio includes:
Whether you’re closing on your dream home or looking to refinance your current mortgage, Blue Ocean Finance has the right financial fit for your needs.
Why choose us? At Blue Ocean, you’ll receive one-on-one customer service excellence to expedite the entire lending process. Our team of professional mortgage partners with you to understand your specific financing requirement and expectations. Blue Ocean’s industry-leading experience and insight enable us to create customized residential property loan solutions that optimize convenience and payment ease. We offer several key service differentiators, such as:
When it comes to finding the right loan institution, it does come down to who you know – and at Blue Ocean, we know virtually everyone. We’ll leverage our vetted network of trusted lenders on your behalf, so you’ll get the very best rates and terms available.
Is less-than-perfect credit hurting your approval rating? Blue Ocean Finance has access to a multitude of lenders willing to work with borrowers with lower credit scores.
As your one-source financial partner, Blue Ocean does all the lending legwork for you. We assess available options, administrate paperwork, and keep your application moving through the process, from filing to approved.
Answers to Your Most Common Questions — Everything You Need to Know About Our Loan Solutions and Services
The SBA Express Loan is a type of 7(a) loan designed to provide fast and flexible funding to small businesses. It offers expedited approval, reduced paperwork, and can be used for a wide range of business purposes — from working capital to equipment purchases.
The SBA guarantees that lenders will receive a loan decision within 36 hours of submitting the application to the SBA. However, total funding time (from application to disbursement) typically ranges from 5 to 15 business days, depending on the lender.
You can borrow up to $500,000 through the SBA Express program. For loans over $350,000, collateral is usually required.
Funds can be used for:
Faster SBA response time (36 hours)
Flexible use of funds
Competitive interest rates
Lower documentation compared to traditional 7(a) loans
Can be used as a line of credit or term loan
You may be eligible if:
Yes — startups can apply for SBA Express loans, but lenders may require:
Feature SBA Express Loan Standard SBA 7(a) Loan
Max Loan Amount $500,000 $5 million
SBA Guarantee 50% Up to 85%
SBA Turnaround Time 36 hours 5–10 business days
Approval Speed Fast Moderate
Feature SBA Express Loan Standard SBA 7(a) Loan
Max Loan Amount $500,000 $5 million
SBA Guarantee 50% Up to 85%
SBA Turnaround Time 36 hours 5–10 business days
Approval Speed Fast Moderate
